Key takeaways Jumbo construction loans cover home builds that exceed FHFA conforming loan limits ($806,500 baseline; $1,209,750 in high-cost areas for 2025). They combine short-term construction […]

Buying a home is one of the biggest financial milestones, and for many people, the monthly mortgage payment quickly becomes just another line in the budget. […]

When homeowners miss several mortgage payments, their lender may begin the foreclosure process. This is a legal procedure that allows the lender to take back the […]

Key takeaways A second mortgage lets you tap into your home equity while keeping your original mortgage in place. Two common types are home equity loans […]

Key takeaways Conventional loans best for those with strong credit and steady income. FHA loans are ideal for first-time or lower-credit buyers. VA and USDA loans […]

Once you buy a home, you expect your mortgage payment to stay steady, especially if you have a fixed-rate loan. But for many homeowners, the amount […]

When you’re buying a home, one of the first terms you’ll hear is “mortgage.” Since most buyers don’t purchase homes with cash, mortgages make homeownership possible […]