Does a Pool Increase Home Value? The Answer Isn’t as Simple as You Think

Key takeaways: 

• Pools can add value, but it varies widely based on location, climate, pool type, materials, and neighborhood norms.
• Pool installation costs range from $50,000 to $100,000+, while annual maintenance averages $1,200 to $1,800.
• Inground pools generally increase home value more than above-ground pools, which add little to no resale value.
• Permits and safety regulations, including fencing and setback rules, are required before installing a pool.

When considering home improvement projects to boost your home’s value you might wonder: does a pool increase home value? It’s a complex question, but in short, the answer is: it depends. Several factors like location, climate, pool type, materials, and neighborhood standards all play a role in determining the return on investment (ROI). 

So whether you’re looking to install a swimming pool in your Fort Myers, FL or Las Vegas, NV home, this Redfin article breaks down the data on how much value a pool can add—and whether it’s worth the investment. 

How much value does a pool add to a house? 

The value a pool adds can vary widely. According to Curbio, the average return on investment (ROI) for a swimming pool is about 7%. But in places like Los Angeles, that number can jump significantly—up to $100,000 in added value. On the flip side, in some regions, a pool may add little to no value and might even be seen as a drawback due to upkeep and ongoing costs.

While the answer may not be as straightforward as you think, we’ll cover the main points to help you figure out if adding a pool is right for you.

Key factors that impact how much a pool adds value

• Location and climate: Pools add more value in warmer areas where they can be used year-round. In colder climates, they may add less value—or even be seen as a drawback.
• Pool type and condition: In-ground pools are generally more valuable than above-ground ones. A well-maintained pool adds more appeal, while one in poor shape can actually hurt your home’s value.
• Materials and features: Higher-end finishes and extras like lighting, spas, or waterfalls can increase both value and buyer interest.
• Neighborhood expectations: If pools are common in your area, not having one could hurt resale. But in areas where they’re rare, a pool might limit your buyer pool.
• Maintenance and costs: Pools come with ongoing expenses—cleaning, chemicals, utilities, and insurance—which some buyers may see as a downside.

Where is adding a pool a smart investment?

We touched on this earlier, but it’s worth repeating: installing a pool makes a lot more sense in warmer states like California, Florida, or Nevada. Not only do people get more use out of their pools, but the ROI tends to be higher too. On the flip side, in colder or rainier areas like Illinois or Oregon—a pool might not add much value at all. With that in mind, here are 10 cities where a pool is more likely to pay off for sellers.

10 U.S. cities where a pool boosts home value

Data source: domino.com

What do you need to do before getting a pool installed?

Before you start, it’s a good idea to do your due diligence when pool planning so you’re aware of the rules and restrictions in your state around installation.

Here are a few key things to consider:

• Do I need a permit to install a pool? Yes. Most cities require a building permit before you install a pool, whether it’s inground or above ground. You’ll also likely need a separate fence permit for safety barriers.

• Are there rules about where I can put the pool? Yes. Pools usually need to be set back a certain distance from property lines, buildings, septic systems, and utility lines. This distance varies by location but typically ranges from 3 to 10 feet.

• Do I need a fence around the pool? Almost always. Safety fences are generally required to be at least 4 feet tall with secure, self-closing gates to prevent unauthorized access, especially by children.

• Can I build near the property line or neighbor’s fence? Usually yes, but local codes dictate the exact distance. Talking to neighbors and checking zoning rules is strongly recommended to avoid disputes.

• What safety features might be required? Depending on where you live, you might also need pool alarms, safety covers, or locked gates to meet safety codes.

How much does it cost to install a pool? 

Installing a pool is a major investment, and it’s important to consider two key costs before moving forward:

1. Installation costs: The average cost to install an inground pool in the U.S. ranges widely, but typically starts around $50,000 and can go up to $100,000 or more depending on size, type, and features.
2. Maintenance costs: On average, homeowners spend about $1,200 to $1,800 per year to maintain their pool. This includes expenses like cleaning, chemicals, repairs, and utility costs for running pumps and heaters.
3. Homeowners insurance: Adding a pool may increase your homeowners insurance premium by $50 to $100 per year or more, depending on factors such as liability coverage limits and local risks. Many insurers require additional liability coverage, and some may also require safety measures like fences or pool covers.

Keep in mind that the type of pool you choose plays a big role in the total cost, including both the materials and the installation.

For example, above-ground pools are usually more budget-friendly, often costing between $1,500 and $15,000 depending on size and features. They’re quicker to install and easier to maintain, making them a great option if you want something simple and affordable. But it’s important to note that these types of pools add no resale value. 

On the other hand, inground pools are a bigger investment—typically running anywhere from $35,000 to $65,000 or more. They offer more customization and tend to add more value to your home, but installation takes longer and costs more. 

A good first step is to talk to a professional who can help you figure out which type fits your budget, lifestyle, and space.

We’ll break down common pool materials and their pros and cons below.

Pool materials pros and cons

Data source: homeguide.com

Tip: The type of pool you pick will affect both what you pay upfront and what you spend on maintenance later. Think about your budget, how much work you want to put in, and your climate before you decide.

Is financing an option? 

Here’s a quick look at some common ways to fund your new pool and what you should consider before deciding:

• Tapping into your home’s equity is a smart way to finance a pool. You can use a HELOC (Home Equity Line of Credit), which lets you borrow as needed over time.
• A cash-out refinance replaces your existing mortgage with a larger one to cover pool costs.
• A home equity loan provides a lump sum upfront with fixed payments.
• If you don’t have enough equity, a personal loan is an option but may have higher interest rates.

What do buyers look for in a pool?

When potential buyers are checking out a home with a pool, they’re not just seeing a water feature, they’re weighing several things like: safety, maintenance, and lifestyle appeal.

• Safety: Buyers look for features like fences, gates, covers, or alarms. Including these can ease concerns and boost appeal. 
• Low-maintenance: Highlight easy upkeep—like energy-efficient pumps, auto-cleaners, or a clear maintenance history.
• Presentation: Keep the pool sparkling and the area clean. Add seating or decor to help buyers picture themselves enjoying it. 
• Upgrades:Mention any modern upgrades like a saltwater system, new heater, or LED lighting—these suggest savings and fewer issues down the line. 
• Seasonal appeal: Pools show best in spring and summer. If it’s usable in cooler months (heated or covered), be sure to call that out.

How to find a qualified pool installer

If you’re ready to take the next step, start by doing some research—read reviews, ask for references, and talk to a few installers to find someone who really gets your vision.

You can also ask neighbors or your real estate agent for recommendations. Word-of-mouth referrals are often the most reliable, and agents usually have trusted pros in their network. 

FAQs: Does a pool add value to a home?

Does installing a pool increase my home’s value?

It depends. Pools can add value in warmer climates and desirable neighborhoods, with an average ROI around 7%. In some areas, like Los Angeles, pools can boost home value by nearly $100,000. However, in colder climates or neighborhoods where pools are uncommon, they might add little or no value.

What factors affect how much value a pool adds?

Key factors include location and climate, pool type and condition, materials and features, neighborhood expectations, and ongoing maintenance costs.

How much does it cost to install and maintain a pool?

Inground pools generally cost $50,000 to $100,000+ to install, with annual maintenance costing $1,200 to $1,800. Above-ground pools are cheaper upfront ($1,500 to $15,000) but add no resale value.

Do I need a permit to install a pool?

Yes, most cities require building permits for pool installation, and often separate permits for safety fences.

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